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Financial Aid - Office of Enrollment Management

 
Office of Enrollment Management > Financial Aid > Graduate Plus vs Alternative Loans
 
 
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Graduate PLUS Loans vs.  Alternative Loans                              

Graduate Plus Loans

Alternative Loans

Repayment

60 days after last disbursement
(Can be deferred while in school)

6 months after graduation

Consolidation

Yes

No

Interest Rate

8.5% Fixed

Based on Prime
Rate is variable
No cap to interest rate

Cancellation

Death and Disability

Death and Disability

Credit Based

Yes

Yes


















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