| Graduate Plus Loans | Alternative Loans |
| | | |
Repayment | 60 days after last disbursement
(Can be deferred while in school) | 6 months after graduation |
| | | |
Consolidation | Yes | No |
| | | |
Interest Rate | 8.5% Fixed | Based on Prime
Rate is variable
No cap to interest rate |
| | | |
Cancellation | Death and Disability | Death and Disability |
| | | |
Credit Based | Yes | Yes |
| | |
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