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Financial Literacy Program

Presentations and Workshops for 2014

The purpose of the presentations/workshops is to provide students with opportunities to learn money management skills. These sessions discuss personal financial management and planning and money management issues.

Budget Carefully. Spend Wisely.
Thursday, February 20, 2014
Tiffany Whitley, Vice President, Sr. Relationship Manager, Wells Fargo At Work

Tegrity recording of this presentation

Not quite an expert at budgeting your money? Do you consistently come up "short" at the end of the month? This presentation will help you identify ways to manage your money and provide you with tools to assist in the process!

Topics to be covered

  • Account Management Tools - Budget Tips
  • Create a Spending Plan
  • Debt Warning Signs
  • Decrease Your Expenses
  • "Roommates and Money" - managing your financial relationship

After successfully completing this program, the student will be able to

  1. Prepare a personal spending plan or budget to estimate monthly income and expenses
  2. Identify ways to decrease spending
  3. Identify possible ways to maximize income
  4. Identify budgeting tools that will help manage bills

Managing Educational Debt
Thursday, February 27, 2014
Corey Sturdivant AVP, Wells Fargo Education Financial Services

Tegrity recording of this presentation

You are investing tremendous time and money in your future and there are ways to maximize your investment by avoiding additional, unnecessary costs.
This program will provide information on how to make wise decisions when managing your student loans.

Topics to be covered

  • Managing your student loan portfolio
  • Tips for managing student loan debt
  • Ways to save & budget while you are still a student

Tax Tips for Students
Thursday, March 6, 2014
James Davis, MBA, CPPO, Assistant Dean of Finance, MUSC College of Pharmacy

Taxes - likely the largest single expense you will incur in your lifetime. This program will provide you with an overview for planning your tax strategy and introduce you to key terminology.

Topics to be covered

  • Form 1040
  • Schedule A
  • Gross Income

Rent or Own? What you need to know before renting or buying a home.
Thursday, March 27, 2014
Jenni Reagan, Mortgage Consultant, Wells Fargo Home Mortgage

Tegrity recording of this presentation

Moving to Charleston or graduating and thinking about your housing options? Should you rent or own? This program will provide you with key questions you need to ask and with information you need to have prior to making this decision.


  • Calculating Your Home Buying Costs (single family, condominium, townhouse, etc.)
  • Pros and cons of buying a home, including a comparison with renting
  • Home Shopping Tips
  • Home Buying – Step-by-Step
  • Understanding the parts of a mortgage and common mortgage loan options
  • Loan Comparison Worksheet
  • Managing Home Expenses
  • Prepare for Closing
  • Protect Your Home Investment

After attending this session, the participant will be able to

  1. Explain the advantages and disadvantages of renting versus owning a home.
  2. Identify questions to ask to determine readiness to buy a home.
  3. Identify the steps required to buy a home.
  4. Identify basic terms and required disclosures used in a mortgage transaction.
  5. Describe the advantages and disadvantages of different mortgage options.
  6. Describe how interest rates affect the “amount” of house you can buy.
  7. Explain how taxes and insurance affect a monthly payment and the “amount” of house you can buy.
  8. Describe the advantages and disadvantages of borrowing against a home.
  9. Explain what to do if you are having trouble making payments.

Identity Theft – Don’t become a statistic!
April 17, 2014
Tiffany Whitley, Vice President, Sr. Relationship Manager, Wells Fargo At Work

The Federal Trade Commission reports identity theft and fraud are the fastest growing crimes in the nation. This program discusses the fraudulent acquisition and illegal use of private identifying information and how you can protect yourself from becoming a victim.

Financial Planning – Start thinking now!
April 24, 2014
Marcus Chalfant, Life and Health Agent, Insphere Insurance Services

You can achieve your financial goals, but what exactly are those goals? Begin planning now to determine how you will live in the future!

Financial Recover and Rebuilding Credit
May 1, 2014
Tiffany Whitley, Vice President, Sr. Relationship Manager, Wells Fargo At Work

You can recover no matter how severe your money issues might be. Learn steps to take to recover financially and rebuild your credit after a financial setback.


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