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2012 Annual Enrollment

Employees are encouraged to read the 2012 Insurance Advantage to learn about plan changes, premium increases and benefit updates for the 2012 plan year.

Employees will make changes to their insurance benefits through "My Benefits" , the website administered by the Employee Insurance Program, a division of the Public Employee Benefits Authority.

Re-enrollment is required for Medical Spending and Dependent Care Accounts and can be completed online through FBMC Benefits Management.

Annual Enrollment is from October 1 - October 31, 2012.

All premium and plan changes are effective January 1, 2013.


During Annual Enrollment you may make the following changes:
-Change health insurance plan (i.e.: CIGNA to Standard)
-Add/Drop the State Vision Plan for employees and/or dependents (dependent documentation may be required)
-Enroll/Increase up to $50,000 of optional life insurance, in $10,000 increments, without medical evidence of good health*
-Decrease/Cancel optional or dependent life insurance
-Enroll/Re-enroll in Medical Spending or Dependent Care Accounts (required)

  2013 Comparison Chart 

 2013 Dental & Vision Rates   2013 Life Rates     
  Review Insurance Plans     Enroll in MoneyPlu$   Make Changes
Annual Enrollment VideoEnroll in MoneyPlu$ (paper)

The University and Medical Center Benefit Offices will be holding the Annual Benefits Fair on Friday, September 28, 2012 from 7:30 am until 1:30 pm around
 the Colbert Library and Education Center.  Benefits staff and plan representatives
will be available to answer questions.

Other changes of importance:
-Medical Spending and Dependent Care Account monthly fees have decreased from $3.50 to $3.14; employees will only be charged once if they are enrolled in both accounts.
-Medical Spending Account annual limit decreased from $5,000 to $2,500.
-CIGNA HMO will not be offered in 2013; employees will be automatically enrolled in State Standard Health Plan if they do not refuse or elect another health plan.
-BlueChoice HMO is now full insured; changes to copayments for office visits, hospitalization and prescriptions.
-The Prudential will not accept new enrollees after June 30, 2013; all current policies will remain in effect.
-Employee premiums are increasing for the Savings, Standard, and BlueChoice health plans.
-Rates increasing for dental plus, optional life, and dependent life insurance.

*employees may increase life insurance up to $500,000 during Enrollment with approval of medical evidence.


19 Hagood Avenue, Suite 105 MSC 800, Charleston, South Carolina 29425

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