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UNIVERSITY  HR

Enrolling & Changing Benefits

As a new hire you will select benefits and may make changes within 31 days of your hire date.

Enrollment Periods occur every year from October 1st through October 31st.  Employees may make changes to their insurance benefits based on the type of enrollment period.  All changes and any applicable premium changes are effective January 1st of the following year.  Annual Enrollment changes are allowed every year, while Open Enrollment changes are permitted in October of the odd-numbered years only.

Annual Enrollment

Open Enrollment

Change health plans (ie: BlueChoice to MUSC Health Plan)*Change health plans (ie: BlueChoice to MUSC Health Plan)*
Enroll/Re-enroll in Medical Spending, Dependent Care or Health Savings AccountsEnroll/Re-enroll in Medical Spending, Dependent Care or Health Savings Accounts
Any Special Changes Allowed by Insurance CarriersAny Special Changes Allowed by Insurance Carriers
If enrolled in pretax feature, add/drop/increase/decrease optional life**If enrolled in pre-tax feature, add/drop/increase/decrease optional life**
Add/drop state vision plan for yourself or dependentsAdd/drop state vision plan for yourself or dependents
Add/drop yourself or dependents from Health or DentalAdd/drop yourself or dependents from Health or Dental
Add/drop Dental Plus
*This change is only available to employees who were grandfathered when the MUSC Health Plan began January 1, 2014.
**If an employee does not participate in the pre-tax premium feature, they may add/drop/increase/decrease optional life throughout the year (with medical evidence if required).

When you experience a qualifying life event, you may make changes within 31 days of the event:
-Marriage,
-Separation/Divorce,
-Birth/Adoption/Death,
-Employment/Insurance Change of Dependents (loss or gain of coverage), and/or
-Dependency Change of Children-children may be covered on health, dental and/or vision insurance until age 26 even if they are eligible for another employer plan.  Dependents may be carried on dependent life until age 19, or age 25 if they are a full-time student.

 
 
 
 

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