As a new hire you will select benefits and may make changes within 31 days of your hire date.
For existing employees, Enrollment Periods occur every year from October 1 through October 31. Employees may make changes to their insurance benefits based on the type of enrollment period. All changes and any applicable premium changes are effective on January 1 of the following year. Open Enrollment happens every year, however changes to dental benefits are permitted only during odd-numbered years as listed below. If you have a qualifying life event, you are permitted to make the changes without waiting for Open Enrollment.
The following changes are allowed during Open Enrollment every year:
The following changes are allowed during Open Enrollment in odd years only:
*This change is only available to employees who were grandfathered when the MUSC Health Plan began January 1, 2014.
**If an employee does not participate in the pre-tax premium feature, they may add/drop/increase/decrease optional life throughout the year (with medical evidence if required).
When you experience one of the qualifying life events listed below, you may make changes within 31 days of the event. You do not have to wait for an Open Enrollment period: