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MUSC A to Z

Basic State Dental

There is no cost to the employee for this  plan. There is a premium for spouse and/or child(ren). The focus of the State Dental Plan is to promote prevention through a reimbursement plan. The yearly maximum is $1,000.00 per person. There are four classes of dental coverage:

• Class I - Preventive Services: 100% of Allowable Charges
• Class II - Basic Services: 80% of Allowable Charges after $25 deductible
• Class III - Prosthodontics: 50% of Allowable Charge after $25 deductible (implants are not covered)
• Class IV - Orthodontics: 50% of Allowable Charge, $1000 Lifetime Benefit (only dependents under age 19 are eligible)

Dental Plus is a supplemental plan to provide a higher level of dental coverage for you and your family. Dental Plus is applied to the level of coverage carried under the Basic State Dental Plan but subscribers must pay an additional premium.

• Same coverage as carried on Basic Plan, but with higher allowable charges
• NO additional orthodontia benefits
• Combined benefit year maximum benefit is $2000 per person for 2009